Tuesday, September 1, 2015

Note To NJ Governor Chris Christie: Regarding State Workers and Their Pensions




Sorry; Gov Christie, but, this time you're wrong. 
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A little constructive criticism, often helps us all!
I've been following Governor Christie, since he was State Prosecutor. Everyone liked him then.

When he first got elected Governor; I left him a comment on nj.com and told him, that, NJ was a tough crowd and he better get ready. That; I hoped, he was up for the job, like that.

I'm from Hudson County, NJ. I understand Governor Christie. He isn't the worst Governor NJ has had.
It's just that the other ones were smart enough, to keep their mouths shut and didn't attract negative attention publicly.

If Christie wasn't a politician; people would  probably be saying, he's an ok guy.

After all, we all know and often admire some tough guys.

As Governor though, he's affecting the lives of many middle class and poor people who worked hard all their lives.

For instance State workers and their pensions.

Who are State Workers? Teachers, Firemen, Police, Anyone who works in a City or State Building. Like those Maintenance Folks, who keep all those bathrooms sparkling.

Pensions are not, a gift from the State. People pay into them.

Usually the employee pays half and the employer pays half.

At the bargaining table it's always understood; that the employer's half, is usually in lieu of accrued, extra benefits, (accumulated). Instead of  receiving such payments like raises, or added benefits; employees, are often offered, increases in, pension payments.

So in essence; a pension is actually,  entirely paid by the employee over the time of his/her employment. Pension plans, save the employer money in the long run.

Social and State Pensions
Many countries have created funds for their citizens and residents to provide income when they retire (or in some cases become disabled).

Typically this requires payments throughout the citizen's working life in order to qualify for benefits later on.

A basic State Pension is a "contribution based" benefit, and depends on an individual's contribution history.

Everybody complains about Christie.
They all had a chance to replace him, with that lovely lady, Barbara Buono (Democrat).  

But; NJ election turnout in 2014, was worse than ever.

In 2014, New Jersey saw 32.5 percent of eligible voters turned out to vote in the November general election. If you don't vote, you can't complain. 

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